• My wife and I were treated like gold throughout the entire process working with the team for our home loan. Even after I closed I was skeptical that if I had a question about our loan that we wouldn’t be helped as quickly. I was wrong; they replied to my questions and were very helpful along the way and even after closing.

    Dr. Tyler Hicks, DMD, Dental Resident, VA Hospital
  • If anyone out there paid as much attention to a loan as this group, more people would be able to get the funding needed to close on a home. I appreciate the detail and time that was spent in getting us closed. Thank you so much.

    Dr. Craig Taylor, DDS, and Allison Taylor – Henderson, Nevada
  • We lived clear across the United States from where we were building our home and the team made the entire thing hassle free doing everything via email. This was our first home purchase and they were able to keep our minds at ease and answer all of our questions.

    Jason Pursley Parker and Dr. Ryon Parker – Southern Nevada Internal Medicine
  • We had a great experience buying our home with David Nelson and team. Emails were answered promptly and everything went very smoothly. The final cost came in under the estimate as well, which was a nice surprise. I would recommend them to others.

    Danielle and Dr. Mark Rowan, Pediatrician – Alpine Pediatrics
  • The day of the loan, he called us and told us we could actually lower the interest rate that day if we wanted to wait a few days, which I don’t think many lenders would ever do. So it was a great experience, I’d recommend him to anybody.

    Dr. Tricia and Derek Twelves – Riverton, Utah
  • Student loan debt - IBR or Repay?

    Jan Miller on what to look for when deciding to enter IBR or Repay

    Jan Miller: Yeah. The Repay Program is basically a better version of IBR. There’s already a better version of IBR called Pay As You Earn but that program is only for new borrowers. In other words, if your loans are too old, so to speak, then you don’t qualify for the Pay As You Earn program. Of course as we know most docs have been in school since the Stone Ages, so their loans are simply too old to qualify … Read more

  • Rent since 1988

    When Is It A Good Time To Rent? Definitely NOT NOW!

    We often write about when to rent or buy a home. Now is definitely not the best time to be renting in most situations. The Census Bureau recently released their first quarter median rent numbers. Here is a graph showing rent increases from 1988 until today: A recent Wall Street Journal article reports that rents rose “faster last year than at any time since 2007, a boon for landlords but one that has stoked concerns about housing affordability for renters.” The article also … Read more

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    The real ROI and tax advantages of real estate

    Here is a great clip from Josh’s interview with Steve Harney of Keeping Current Matters where Josh talks about the real Return on Investment and tax advantages of real estate. Josh Mettle: I want to point out just one thing, Steve, because we talked about appreciation in real estate and there’s a wrinkle in there that I just want to bring the light, make sure our listeners realize. So we talk about 3 to 4 percent appreciation rates as kind … Read more

  • Buy a home near a hospital

    Location matters when residents want to sell to other residents

    John Ramey: One of the things I always try to tell medical students and residents is you really, like you said earlier, you need to know the neighborhoods that residents live in because if you pick a neighborhood that residents like to live in, then the likelihood you’ll be able to sell to a resident increases a lot. Also a lot of times the values of those neighborhoods go up more too, so. We pick good neighborhoods that people like … Read more

  • We know physician loans

    Dr John Ramey, DrMoves.com on Physician Financial Success podcast

    On this episode, we are grateful to have Dr. John Ramey from DrMoves.com with us. Listen in to hear Dr. Ramey talk about the advice he gives to medical students and residents about: What to look for so that you can sell your home when you are ready to move Why neighborhood may be more important than the home itself different strategies for renting out a room to cover your mortgage or utility costs and help protect your investment in … Read more

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